The Three Most Popular Scams Designed to Steal Your Identity Computers Articles | July 16 Juuse Saros Youth Jersey , 2012
E-criminals will leave no stone unturned and will keep inventing new tactics to steal personal information, being misinformed about e-crimes can seriously backfire for anyone. Ones who take these threats seriously are the ones that can defend themselves.
No, we are not talking about some thief reaching into your pocket and stealing your wallet. We are referring to ID theft of a more sinister nature, yes, you?ve guessed, we are referring to e-criminals who have developed innovative strategies to steal your personal data without you ever finding out about it. Unbelievable Roman Josi Youth Jersey , you say? Believe it! If you don?t, you may end losing more than just your identity in the end.
Without further or due, outlined are some of the most popular means of stealing personal information:
Phishing: In this scam, you receive an email from your bank, or perhaps your credit card company. In many scenarios, you will be notified that there is an issue with your bank accountcredit card account. Within the body of the email there may be a link to fake website designed in a similar manner to your bank?s website Ryan Hartman Youth Jersey , moreover, the instructions in the email direct you to insert your username and password so that this discrepancy could be resolved. When you attempt to log-in, a program in the background makes record of your username and password. Once criminals have access to your online banking credentials, they can redirect funds to different accounts, and it would be too late before you are informed or find out yourself.
What can you do? Don?t click on the link. Instead, go to your bank?s website directly and then log-in Viktor Arvidsson Youth Jersey , if you suspect foul play, call your bank immediately.
Pretexting: You get a call from your bank, ?Sir, there is an issue with your account, In order to resolve it, we need to know your social security number Craig Smith Youth Jersey , and we will have it fixed in no-time? normally a call like this wouldn?t ring bells in your head, but it should.
What should you do? Don?t disclose any such information to the man or the woman calling you over the phone, instead, tell them, you?ll call them back later, hang-up and call your bank directly and notify them about the call you have just received.? The bank will use this information and inform other customers about such scams to raise vigilance.
Fake job offer: You get a phone call Mattias Ekholm Youth Jersey , ?Sir, you have been shortlisted for head of marketing at ABC Inc., but before we move any further, I would like to conduct a quick interview over the phone, if you don?t mind.? Your answer would naturally be: ?Go right ahead!? After you?ve been interviewed, you?ll be told that the interview went great Colton Sissons Youth Jersey , and all they need to get from you is your social security number and they can schedule you for a final interview sometime next week.? An average naive candidate will naturally give them their social security number.
What to do in this scenario: once again, never give out your social security number over the phone, be informed, employers never ask for your social security numbers unless you are hired.
Data Breaches: This method is perhaps the most effective method of stealing personal information on victims. Hackers can log-into your computer and skim through personal data, such as copies of: tax returns, passports and driver?s licenses.
How should you defend yourself? The only way you can defend yourself is to install data protection software which enables you to organize and password protect folder containing such sensitive material.?????????????
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For more information please visit:
http:www.newsoftwares.netfolder-protect Who loses sleep over a potential 鈥渢hief in the night鈥? Bond market participants certainly haven鈥檛 been too worried lately. Former Federal Reserve Chair William McChesney Martin used that turn of phrase to describe price inflation during his nearly two-decade run at the Fed.
Interest rates are (quite logically) inextricably linked to inflation expectations. Lenders typically expect their borrowers to compensate them for the expected erosion in real Kyle Turris Youth Jersey , or inflation-adjusted, value of the funds between the time they are borrowed and the time when they are eventually repaid. This inflation compensation is implied within the agreed upon interest rate for any given loan. As expectations for inflation increase, interest rates move higher.
In the late 1990s, the U.S. Treasury Department embarked on a novel approach to index the principal amount of some of its bonds to inflation. The actual amount a bondholder (i.e. lender) receives at maturity for these Inflation-Protected Securities, or TIPS, increases with inflation. Since a holder of TIPS is insulated from inflation risk Dan Hamhuis Youth Jersey , we can compare the market-driven yield for traditional Treasury notes with TIPS to help discern the inflation expectations of Treasury bond market participants.
The chart below depicts the implied expected annual inflation rate for the next 10 years (white line with blue body) alongside the 10-year U.S. Treasury yield, charted over the past 12 months. One can immediately discern a strong correlation between the two (proving our above point that rates and inflation expecations are positively correlated). One might also note that while the two moved up by comparable magnitude through January, since then inflation expectations remain anchored at 2.1-2.2 percent but the nominal 10-year Treasury yield has continued its march higher, especially recently.
10-Year U.S. Treasury Yields & Implied Inflation 鈥淏reak-Even鈥?Expectations